Commercial Rates

Summary of Rate Premiums for Commercial Policies in Missouri and Kansas
All types of policies, including Owners, Loan and Leasehold

Amount of Insurance

Minimum
to $ 50,000
to $ 60,000
to $ 70,000
to $ 80,000
to $ 90,000
to $ 100,000
to $ 125,000
to $ 150,000
to $ 175,000
to $ 200,000
to $ 225,000
to $ 250,000
to $ 300,000
to $ 400,000
to $ 500,000
to $ 600,000
to $ 700,000
to $ 800,000
to $ 900,000
to $1,000,000
Charge

$295
$325
$375
$425
$475
$500
$550
$600
$650
$700
$750
$800
$850
$900
$1,000
$1,100
$1,200
$1,300
$1,400
$1,500
$1,600
  • Add $1.00 per each additional $1,000 of insurance over $1,000,000 up to $5,000,000. e.g., $5,000,000 - $5,600

  • Add $ .90 per each additional $1,000 of insurance over $5,000,000 up to $10,000,000. e.g., $10,000,000 - $10,100

  • Add $ .85 per each additional $1,000 of insurance over $10,000,000.
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